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Compare invoice discounting options and have market leading lenders compete for your business.
Release cash tied up in your outstanding invoices with our comprehensive invoice finance options
Turn outstanding invoices into fast access to working capital, so you can cover day-to-day costs and keep cash moving.
Take on bigger contracts, hire sooner, and invest in sales or marketing - without waiting 30, 60, or 90 days to be paid.
Stop chasing late payers. Release cash as you invoice to smooth out peaks and troughs, even when customers take longer to pay.
Your facility can increase as your sales increase - so funding keeps pace with your pipeline without constant re-applications.
Prefer to talk? Contact us today on 01908 880420
Let a dedicated team manage your debtor collection while you focus on running your business. With Invoice Factoring, you receive fast cash against your unpaid invoices and benefit from professional credit control support.
Accessing business finance doesn’t need to be complicated or time-consuming. We put you in front of multiple lenders to bring you fast, flexible solutions that meet your finance needs.
Submit basic information about your business and your requirements, you can do this either online or by calling us on 01908 880420.
Once you have accepted, and completed the paperwork of your preferred offer, funds can potentially be with you on the same day (subject to lender and product).
Prefer to talk? Contact us today on 01908 880420
Invoice discounting releases cash tied up in unpaid invoices, so your business can cover payroll, buy stock, and take on new orders without waiting 30-90 days. Funding typically scales with sales, giving you a flexible line that grows as your ledger grows.
Because you keep credit control, customer relationships and collections stay in-house-often on a confidential basis. The result is steadier cash flow, stronger negotiating power with suppliers, and fewer delays on growth projects
If you need immediate access to finance our team will work to your brief, providing a same day decision, with finance in your account on the same day (subject to product and lender).
We have access to some of the UK’s leading finance providers, who can offer you some very competitive rates for your finance needs. Contact us to discuss your requirements.
We don’t use a scattergun approach, Understanding your finance needs allows us to approach the right lenders on our panel, which means you will not be hit by multiple credit searches.
We don’t charge for searching for your finance. We only earn if you choose a finance package that you are happy with, therefore our sole focus is finding finance that meets your needs.
We are happy to talk to everyone involved, including your accountant, IFA or solicitor to make sure we are all working together, or to request information, taking the hassle off your shoulders.
No upfront broker fees
Access to over 100 market leading lenders
Funding for almost any purpose
We are continually reviewing funding providers to bring you choice, competitive rates and flexibility, allowing you to access the right finance, at the right time.
Most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage, and after you have secured your finance.
Keep cash flowing while you keep control. The Funding Store arranges invoice discounting across the UK, giving you confidential access to working capital against your unpaid invoices while your team continues to manage collections. If you’ve outgrown slow payment terms but want to maintain customer relationships in-house, invoice discounting is a precise, scalable fit.
Exploring the broader category? See our pillar guide to Invoice Finance and compare with Invoice Factoring if you’d prefer the funder to manage collections.
Invoice discounting advances a percentage of your approved invoices, usually on a confidential basis. You raise an invoice, upload it to the lender’s portal, and draw funds the same day or shortly after—then receive the remaining balance (less fees) when the customer pays. You retain credit control, so customer communications and payment processes stay with your team.
Ideal when you want:
If you’d like support with collections-or a disclosed structure-compare with Invoice Factoring.
We do not publish definitive rates. Availability and terms depend on lender criteria, credit profile, debtor quality and documentation.
Your account manager will outline exactly what to provide and package your case cleanly to reduce back-and-forth.
Invoice discounting pricing typically includes:
Total cost depends on volumes, debtor quality, structure and reporting requirements. We’ll present options side by side so you can weigh flexibility against price. (No definitive rates published.)
Ready to keep cash moving—confidentially?
Share your ledger profile, average terms and key debtors. Your account manager will present clear options, coordinate onboarding and keep everything moving to first draw.
We do not publish definitive rates. Availability and terms depend on lender criteria, credit profile, debtor quality and documentation.
Keep cash moving while customers take longer to pay. The Funding Store unlocks cash tied up in approved invoices so you can cover suppliers, payroll and growth-without waiting 30-90 days.
Complete a short form and we’ll compare invoice discounting options across our large UK lender panel.
Prefer to retain credit control? Choose Invoice Discounting and keep customer relationships in-house. Want support with collections? Our Invoice Factoring page explains outsourced collections. We’ll match the structure to your ledger, terms and working-capital goals.
Our process is fast and transparent: apply online, review offers, and-once approved and checks are complete-draw funds as soon as the facility is live. You’ll get terms and a dedicated account manager to keep everything moving from onboarding to first draw.
Turn unpaid invoices into working capital. Apply today and see how quickly invoice discounting can accelerate cash flow.
Invoice discounting advances cash against your unpaid invoices while you keep control of credit management. Funding is usually confidential, and limits can grow with sales.
Once the facility is live and invoices are uploaded/approved, draws can be made quickly—often the same day, subject to lender processes and bank cut-off times.
Yes—confidential invoice discounting (CID) keeps the arrangement private. Customers continue paying into a designated account while your team handles collections.
Advance rates vary by debtor quality, sector, concentration and terms. We’ll present options and explain how eligibility rules affect the usable limit.
Minimums vary. Some lenders support smaller facilities if ledger quality, margins and processes are strong. We’ll match your profile to the most suitable panel options.
Some lenders consider younger businesses if there’s sector experience, clean documentation and credible contracts. Where discounting isn’t a fit, we’ll explore alternatives.
Discounting: you keep collections; typically confidential. Factoring: the funder manages collections; usually disclosed. Both release cash tied up in invoices.
Many facilities fund the majority of eligible invoices. If you need flexibility for specific invoices or contracts, selective/spot discounting may be available.
Facilities can be set up with or without bad-debt protection. Protection may help in defined insolvency scenarios; terms, excesses and exclusions apply.
Yes. We can help refinance and transfer ledgers with minimal disruption, including settling your existing line and coordinating notices.
