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Compare market leading lenders today, let them compete for your invoice factoring facility
Release cash tied up in your outstanding invoices with our comprehensive invoice finance options
Turn outstanding invoices into fast access to working capital, so you can cover day-to-day costs and keep cash moving.
Take on bigger contracts, hire sooner, and invest in sales or marketing - without waiting 30, 60, or 90 days to be paid.
Stop chasing late payers. Release cash as you invoice to smooth out peaks and troughs, even when customers take longer to pay.
Your facility can increase as your sales increase - so funding keeps pace with your pipeline without constant re-applications.
Prefer to talk? Contact us today on 01908 880420
Let a dedicated team manage your debtor collection while you focus on running your business. With Invoice Factoring, you receive fast cash against your unpaid invoices and benefit from professional credit control support.
Accessing business finance doesn’t need to be complicated or time-consuming. We put you in front of multiple lenders to bring you fast, flexible solutions that meet your finance needs.
Submit basic information about your business and your requirements, you can do this either online or by calling us on 01908 880420.
Once you have accepted, and completed the paperwork of your preferred offer, funds can potentially be with you on the same day (subject to lender and product).
Prefer to talk? Contact us today on 01908 880420
Invoice factoring converts your approved invoices into immediate cash and outsources collections to the funder, so your team can focus on sales and delivery.
You unlock working capital as soon as invoices are raised, helping you cover payroll, buy stock, and take larger orders without waiting 30-90 days.
Because funding typically scales with your ledger, the facility can grow alongside revenue and seasonal peaks. With specialist collections reducing admin and improving clean-downs, many firms gain steadier cash flow, stronger supplier negotiating power, and more predictable forecasting.
If you need immediate access to finance our team will work to your brief, providing a same day decision, with finance in your account on the same day (subject to product and lender).
We have access to some of the UK’s leading finance providers, who can offer you some very competitive rates for your finance needs. Contact us to discuss your requirements.
We don’t use a scattergun approach, Understanding your finance needs allows us to approach the right lenders on our panel, which means you will not be hit by multiple credit searches.
We don’t charge for searching for your finance. We only earn if you choose a finance package that you are happy with, therefore our sole focus is finding finance that meets your needs.
We are happy to talk to everyone involved, including your accountant, IFA or solicitor to make sure we are all working together, or to request information, taking the hassle off your shoulders.
No upfront broker fees
Access to over 100 market leading lenders
Funding for almost any purpose
We are continually reviewing funding providers to bring you choice, competitive rates and flexibility, allowing you to access the right finance, at the right time.
Most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage, and after you have secured your finance.
Win bigger orders and keep cash flowing—without waiting 30–90 days to be paid. The Funding Store arranges invoice factoring across the UK, combining fast access to cash with outsourced credit control handled by the funder.
You raise invoices; the lender advances a percentage straight away and manages customer collections. When your customer pays, you receive the balance (less agreed fees).
It’s a practical way to stabilise cash flow, reduce admin, and ensure your sales momentum isn’t held back by slow terms.
Comparing options? See our pillar guide to Invoice Finance or, if you want to retain collections, explore Invoice Discounting.
Invoice factoring turns your approved invoices into immediate working capital and hands collections to the funder. You invoice your customer; the lender advances a set percentage quickly. The funder then chases and receives payment, updates the ledger, and releases the remainder to you (minus fees). Because collections are handled externally, factoring is disclosed to your customers. The big win: you focus on fulfilment and growth while cash arrives faster and admin reduces.
If you have a strong credit-control function and want confidentiality, compare with Invoice Discounting.
We do not publish definitive rates. Availability and terms depend on lender criteria, credit profile, debtor quality and documentation.
Your account manager will outline exactly what to provide and package your case cleanly to reduce back-and-forth.
Invoice factoring pricing usually has two components:
Total cost depends on volumes, debtor quality, sector, and reporting needs. We present options side by side so you can weigh flexibility against price. (No definitive rates published)
We’ll outline pros and considerations so you can choose the best fit for your workflow.
Ready to combine working capital with expert collections?
Share your ledger profile, average terms and key debtors. Your account manager will scan our lender panel, present clear choices and keep everything moving to first draw.
We do not publish definitive rates. Availability and terms depend on lender criteria, credit profile, debtor quality and documentation.
Keep cash moving even when customers pay on long terms. The Funding Store helps you unlock cash from approved invoices so you can cover suppliers, payroll and growth-without waiting 30-90 days.
Complete a short form and we’ll compare options across our large UK lender panel.
Prefer a hands-off approach? Choose Invoice Factoring and let the funder manage collections.
Want confidentiality and control? Pick Invoice Discounting and keep credit control in-house. We’ll match the structure to your ledger, terms and cash-flow goals.
Our process is fast and transparent. You’ll get clear terms and a dedicated account manager to keep everything on track from onboarding to first draw.
Apply today and see how quickly we can help accelerate cash flow.
Invoice factoring advances a percentage of your unpaid invoices and outsources collections to the funder. It’s disclosed to customers and helps cash arrive faster while reducing admin.
After go-live, eligible invoices can usually be funded shortly after upload/verification. Set-up time varies by underwriting, ledger checks and documentation readiness.
Many sectors qualify if invoices are B2B, supported by clear contracts/POD, and disputes are low. We’ll match your profile to lenders with appetite for your niche and size.
Yes. Disclosed factoring includes notice of assignment and funder-managed collections. If confidentiality matters, consider invoice discounting.
Advance levels depend on debtor quality, concentrations, sector and terms. We’ll present options and explain how eligibility rules affect usable funding.
Expect a service fee and a discount/interest charge on funds used. Pricing reflects volumes, risk, and operational requirements. We do not publish definitive rates.
The funder leads collections, but your input matters for disputes, credits and relationship nuance. Good collaboration speeds clean-down and improves capacity.
Often yes. Protection may help in defined insolvency scenarios; terms, excesses and exclusions apply. We’ll show options in context.
Many facilities fund most eligible invoices, but selective/spot factoring exists if you need to finance specific debtors or contracts.
Yes. We can help refinance and transfer ledgers, settle the existing facility and coordinate notices to minimise disruption.
