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Compare a large lending panel with an application that takes minutes. We’ll guide you to a suitable option for your vehicle and budget.
minutes
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Secure a tailored car finance solution for individuals or businesses, giving you the freedom to upgrade, expand, or stay on the road without putting pressure on your finances.
Spread the cost of purchasing a vehicle so you can keep money available for day-to-day expenses, savings, or business priorities instead of tying up a large upfront payment.
Access newer, more reliable vehicles sooner, helping you avoid ongoing maintenance costs and benefit from improved efficiency, safety, and technology.
Choose from a range of finance options designed to suit your circumstances, budget, and how you plan to use the vehicle, whether for personal or business use.
Enjoy fixed or manageable monthly payments that make budgeting easier and give you greater confidence when planning your finances.
Prefer to talk? Contact us today on 01908 880420
Car finance isn’t just about getting access to vehicles — it’s about giving your business the financial flexibility it needs to grow and succeed. For many businesses, cars are more than a convenience; they’re an essential tool for day-to-day operations, customer service, and brand reputation. Whether you’re looking to purchase a single company car, expand your fleet, or simply upgrade to more reliable and efficient vehicles, car finance allows you to do so without placing unnecessary strain on your cash flow.
At The Funding Store, we work with businesses of all sizes to provide tailored car finance solutions. Instead of paying a large upfront cost, you can spread payments over time, making it easier to manage your working capital while still accessing the vehicles you need. This means you can focus on running and growing your business, while we take care of finding the right finance option to match your budget and goals.
No upfront broker fees
Access to over 100 market leading lenders
Funding for almost any purpose
We are continually reviewing funding providers to bring you choice, competitive rates and flexibility, allowing you to access the right finance, at the right time.
Most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage, and after you have secured your finance.
Car finance is a method of borrowing money to purchase or lease a new or used vehicle without paying the full cost upfront. It involves signing a contract with a lender to make regular, monthly instalments – with interest – over a set period, typically ranging from one to five years.
Yes – we arrange business and personal car finance. For personal customers, options typically include HP, PCP and Lease Purchase (subject to lender criteria and documentation). Tell us the vehicle, deposit, and preferred term, and we’ll compare suitable offers from our lender panel.
Yes – subject to age, mileage, condition, and provenance. Terms, deposits, and residuals may differ from new. We’ll match lenders to your asset profile.
Not always. Some cases proceed with low or nil deposit; others benefit from 5–20%+. The right deposit can improve affordability or lender appetite.
Straightforward cases can move quickly once documents and checks are complete. Timelines depend on lender, underwriting, asset type and delivery dates.
Yes – Certain lenders consider newer firms where affordability and sector experience are clear. A sensible deposit and strong supplier provenance help.
Put the right vehicles on the road without draining cash. The Funding Store arranges vehicle finance across the UK, matching your requirements with competitive options from a large lending panel. From single vehicles to multi-asset fleets, we structure funding around your cash flow, mileage profile, and replacement cycle.
Looking beyond vehicles? Compare Asset Finance, Asset Refinance, Business Loans, and Invoice Finance.
Vehicle finance spreads the cost of cars, vans, HGVs, and agri-plant over an agreed term so you can preserve working capital and match payments to how the asset earns or saves money.
Common structures (availability varies by lender and asset):
Structures and accounting outcomes vary by lender and vehicle type. Your accountant can confirm the most suitable treatment for your business.
Personal car finance & company cars, pool vehicles, executive saloons, and EVs. Funding aligned to whole-life cost, mileage, and replacement policy.
→ Learn more: Car Finance
Panel vans, crew cabs, refrigerated bodies, welfare units, and specialist conversions.
→ Learn more: Van Finance
Rigids, tractor units, trailers, specialist bodies, and temperature-controlled assets.
→ Learn more: HGV & Lorry Finance
Tractors, telehandlers, sprayers, combines, excavators, forklifts, and site equipment.
→ Learn more: Agricultural & Plant Finance
Motorhomes for events, hospitality, mobile offices and touring operations.
→ Learn more: Motorhome Finance
Planning multiple vehicles this year? Ask about a master facility for faster repeat draws.
We do not publish definitive rates. Availability and terms depend on lender criteria, credit profile, asset type, and documentation.
Your dedicated account manager will confirm what to provide and package the case cleanly to reduce back-and-forth.
Share the vehicle specs, supplier quote, deposit preference, and term. Your account manager will scan our lender panel, present clear choices, and keep everything moving to payout.
