5 Star reviews on Trustpilot and Google
Compare one of the largest lending panels in the UK with an application that takes minutes. Instant decisions and same day funding available.
Access new equipment with ease and return it at the end.
Spread payments and own the asset once the term ends.
Use tools short-term with flexible monthly payments.
Release cash from assets your business already owns.
Prefer to talk? Contact us today on 01908 880420
Asset Finance allows your business to spread the cost of essential equipment, machinery, or vehicles over time. Instead of a large upfront payment, you pay in manageable instalments. This supports cash flow, preserves working capital, and ensures you can invest in the tools you need to grow – without delaying key purchases or upgrades.
Asset Refinance unlocks the value tied up in your existing equipment, vehicles, or machinery. By refinancing these assets, your business can release cash to support growth, cover expenses, or manage cash flow. It’s a smart way to raise funds quickly while retaining use of the assets that keep your operations running smoothly.
Accessing business finance doesn’t need to be complicated or time-consuming. We put you in front of multiple lenders to bring you fast, flexible solutions that meet your finance needs.
Submit basic information about your business and your requirements, you can do this either online or by calling us on 01908 880420.
Once you have accepted, and completed the paperwork of your preferred offer, funds can potentially be with you on the same day (subject to lender and product).
Prefer to talk? Contact us today on 01908 880420
At The Funding Store we know our finance, and we know how important it is for small businesses to access the right finance, at the right time.
Put our team to the test. Contact us today, on 01908 880420, and let’s talk about your specific needs. We will then set about finding the right finance for your business, all without obligation of course.
Asset finance is one of the smartest ways to invest in the tools, vehicles, and equipment your business needs without putting pressure on cash flow. Instead of paying upfront, you spread the cost over time while still benefiting from the asset straight away.
If you need immediate access to finance our team will work to your brief, providing a same day decision, with finance in your account on the same day (subject to product and lender).
We have access to some of the UK’s leading finance providers, who can offer you some very competitive rates for your finance needs. Contact us to discuss your requirements.
We don’t use a scattergun approach, Understanding your finance needs allows us to approach the right lenders on our panel, which means you will not be hit by multiple credit searches.
We don’t charge for searching for your finance. We only earn if you choose a finance package that you are happy with, therefore our sole focus is finding finance that meets your needs.
We are happy to talk to everyone involved, including your accountant, IFA or solicitor to make sure we are all working together, or to request information, taking the hassle off your shoulders.
No upfront broker fees
Access to over 100 market leading lenders
Funding for almost any purpose
We are continually reviewing funding providers to bring you choice, competitive rates and flexibility, allowing you to access the right finance, at the right time.
Most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage, and after you have secured your finance.
Asset finance allows businesses to access the vehicles, equipment, or machinery they need without paying the full cost upfront. Instead, you spread the payments over time through options like finance lease, hire purchase, or refinancing.
Finance Lease: You rent the asset, make fixed monthly payments, and can return, upgrade, or extend the lease at the end.
Hire Purchase: You spread payments and own the asset outright once the final installment is made.
In most cases, the asset being financed serves as security. That means you don’t always need to provide additional security.
Welcome to The Funding Store, your premier commercial broker for quick and effective business finance solutions.
Our core service includes sourcing instant approval for asset finance for UK-based businesses, providing a lifeline for firms seeking to grow, diversify, or maintain operational efficiency.
Asset financing is a simple yet robust process. It begins when a business identifies an asset – such as equipment, machinery, or vehicles – that they need but may not have the necessary upfront capital to purchase.
Here’s where The Funding Store steps in. We connect businesses with lenders offering asset finance solutions.
Once you apply, our network of trusted lenders can provide instant approval, enabling you to acquire the assets you need without tying up your capital.
While both asset-based lending and asset financing utilise business assets, they serve different purposes.
Asset-based lending refers to a business loan secured by a company’s assets, often inventory, accounts receivable, or other balance-sheet assets.
Conversely, asset financing specifically relates to funds used to obtain physical assets like equipment, machinery, or vehicles.
Our asset finance service helps businesses gain access to critical operational assets without a significant upfront expenditure.
The deposit for asset finance varies depending on the specifics of the agreement, the value of the asset, and the lender’s terms. As rule of thumb, we would say have a 10% deposit in mind.
However, the advantage of working with The Funding Store is our access to a range of lenders with flexible terms, including options that may require minimal or even no deposit, subject to approval.
In an asset finance agreement, the ownership of the assets depends on the specific arrangement.
In a hire purchase agreement, the business will own the asset after all payments have been made.
In contrast, with leasing or contract hire, the lender retains ownership of the asset, and the business pays for the use of the equipment.
Asset finance offers several benefits. It allows businesses to access necessary assets without large upfront costs, aiding cash flow management.
This form of finance is typically easier to obtain and faster than traditional loans, making it an ideal solution for businesses needing quick access to equipment or machinery.
Lastly, with our instant approval asset finance, you can secure the resources you need even more rapidly.
At The Funding Store, we’re committed to offering top-tier financial solutions to fuel your business’s growth.
Our swift, reliable, and user-friendly service ensures that you secure the funding you need without unnecessary delays.
Getting the right equipment, vehicles, or tools for your business shouldn’t be a challenge. At The Funding Store, we make it simple to apply for asset finance that gives you access to the resources you need—while spreading the cost over time. Whether you want to lease, purchase, or refinance assets, our tailored solutions are designed to fit your business needs.
Our process is quick and transparent. Just complete our short application form, and we’ll connect you with a wide panel of trusted lenders to secure the most competitive rates. Once approved, you could have the finance in place within 24–48 hours, allowing you to focus on growth without delay.
With no upfront fees, clear terms, and dedicated support from our expert team, we’re here to help you invest in your business confidently and sustainably.
Fill in the form today and discover how fast and simple it is to secure the asset finance your business deserves.
