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Business Loans

Compare one of the largest lending panels in the UK with an application that takes minutes. Instant decisions and same day funding available.

Sourcing finance, supporting growth

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Borrow £10k - £10m
Funding requirement
Instant Quotes
Available on request
Compare 100 Lenders
Market leading lenders
Instant Decisions
Subject to lender, up to £250k
Same Day Funding
Subject to product, and lender
Dedicated Account Manager
One point of contact throughout

Business loans to support your unique business needs

Secure a business loan to give your business the financial flexibility to…

Improve cash flow

Pay your tax bills, or supplier payments smoothly-even during seasonal dips or while waiting on unpaid invoices.

25. Financial Growth

Scale for growth

Looking to hire staff, boost your marketing, or launch a new location? Whatever your goals, we’re here to help.

10. Pie Diagram

Upgrade your business

Upgrade equipment, develop your team, and invest in your business to boost productivity and drive efficiency.

Purchase stock or materials

Purchase stock, materials, or equipment to keep your projects on track and meet deadlines with confidence.

Prefer to talk? Contact us today on 01908 880420

How it works

Accessing business finance doesn’t need to be complicated or time-consuming. We put you in front of multiple lenders to bring you fast, flexible solutions that meet your finance needs.

01

Apply in minutes

Submit basic information about your business and your requirements, you can do this either online or by calling us on 01908 880420.

02

Tailor your application

A member of our team will then speak with you to obtain further information relevant to your application, to help tailor it to your specific needs.
03

Review your offers

We will provide you with any conditional offers, that you be be approved for, and answer any further questions that you may have on them.
04

Get funded

Once you have accepted, and completed the paperwork of your preferred offer, funds can potentially be with you on the same day (subject to lender and product).

Prefer to talk? Contact us today on 01908 880420

How Business Loans Can Help Your Growth

Business loans are more than just finance — they’re a tool to help your company move forward with confidence. Whether it’s managing day-to-day operations or seizing a big opportunity, funding can make the difference. What would you do with £250k right now?

Why Choose a Business Loan?

A business loan gives you the freedom to invest where your business needs it most. Common uses include:

Why use The Funding Store?

If you need immediate access to finance our team will work to your brief, providing a same day decision, with finance in your account on the same day (subject to product and lender).

We have access to some of the UK’s leading finance providers, who can offer you some very competitive rates for your finance needs. Contact us to discuss your requirements.

We don’t use a scattergun approach, Understanding your finance needs allows us to approach the right lenders on our panel, which means you will not be hit by multiple credit searches.

We don’t charge for searching for your finance. We only earn if you choose a finance package that you are happy with, therefore our sole focus is finding finance that meets your needs.

We are happy to talk to everyone involved, including your accountant, IFA or solicitor to make sure we are all working together, or to request information, taking the hassle off your shoulders.

Transparency

No upfront broker fees

Sourcing finance

Access to over 100 market leading lenders

Supporting Growth

Funding for almost any purpose

We Build Relationships

We are continually reviewing funding providers to bring you choice, competitive rates and flexibility, allowing you to access the right finance, at the right time.

Dedicated Account Managers

Most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage, and after you have secured your finance.

Business Loans

On this page

Business Loans in the UK — Fast, Flexible Funding for Growth

Unlock working capital with a broker that understands UK businesses.

The Funding Store arranges business loans across the whole of the UK, matching your goals with competitive options from a large lending panel.

Get clear choices, a dedicated account manager, and same-day options where available—without being tied to one lender.

Large lending panel | Same-day options available | Most credit profiles considered

Why Choose The Funding Store for Business Loans?

  • Large lending panel: Access a broad range of UK lenders, from mainstream to specialist.
  • Same-day options available: Move quickly when timing matters (subject to lender and product).
  • Most credit profiles considered: Options for established firms and growing businesses alike.
  • Dedicated account manager: A single point of contact to keep everything on track.
  • Transparent process: Clear documents, timelines, and next steps from enquiry to payout.

What is a Business Loan?

A business loan provides a lump sum for working capital, growth, equipment, stock purchases, marketing, or consolidation.

Repayments are fixed or variable over an agreed term. The Funding Store scans a wide panel to present options that align with your cash flow and timelines.

Business Loan Types We Arrange


Unsecured Business Loans

Borrow without offering physical assets as security. These loans suit short-to-medium-term needs, fast decisions, and straightforward documentation. Compare structures on our unsecured business loans page.

  • Bridging cash flow gaps
  • Stock, staffing, and marketing campaigns
  • Equipment or refurbishment where speed matters
  • Expansion and growth
  • Management buy outs / share purchase
  • Unexpected bills


Secured Business Loans

Use property or other acceptable security to unlock higher amounts and longer terms. Secured options can suit larger projects or refinancing goals. Learn more on secured business loans.

  • Expansion projects and fit-outs
  • Consolidation of existing borrowing
  • Major equipment and capex plans


Same Day Business Loans

When time is critical, selected lenders offer rapid decisions and same-day funding once documents and checks are complete. Explore same-day business loans to see how we help you move quickly.

Typical uses

  • Time-sensitive stock buys
  • Urgent repairs or operational costs
  • Short-notice opportunities or tenders

How We Work (Step by Step)

  1. Understand the goal — We gather a concise brief: amount, use of funds, timeline, and preferred term.
  2. Scan the market — We approach suitable lenders across our panel to gauge fit, structure, and pricing.
  3. Present clear options — You receive a short-list outlining amounts, terms, indicative repayments, and key features.
  4. Handle the paperwork — Your dedicated account manager coordinates documents, lender queries, and final checks.
  5. Funding & follow-up — Once approved and completed, funds are released. We remain available for future needs.

What Lenders Commonly Consider

  • Time trading and recent performance
  • Bank statements and cash flow profile
  • Existing credit commitments
  • Affordability against projected repayments
  • Security position (for secured loans)
  • Purpose of funds and timelines


Your dedicated account manager explains exactly what to provide and helps package the application cleanly to reduce back-and-forth.

Use Cases for Business Loans

  • Working capital & cash flow: Smooth seasonality and supplier timelines.
  • Growth & expansion: New hires, product launches, multi-site rollouts.
  • Equipment & technology: Upgrade tools to boost productivity.
  • Stock & materials: Secure volume discounts or meet sudden demand.
  • Refurbishment & fit-out: Enhance customer experience or operational efficiency.
  • Project mobilisation: Cover upfront costs before invoices are paid.
  • Tax & HMRC deadlines: Protect day-to-day cash flow by spreading larger liabilities.

Features You Can Expect (Varies by Lender)

  • Loan sizes tailored to turnover and affordability
  • Terms from short to medium length, matched to purpose
  • Fixed or variable repayments
  • Early settlement options (check lender terms)
  • Top-ups or repeat facilities for growing businesses


We do not publish definitive rates. Structures and terms depend on lender criteria, credit profile, and documentation.

Broker vs. Single Lender: Why It Matters

A single lender can only offer their own product set. As a broker with one of the UK’s largest lending panels, we compare multiple options, so you see a wider market view—helping you choose the structure that fits your cash flow, security position, and speed requirements.

How to Improve Your Funding Outcome

  • Be clear on purpose and timing: Show how funds support revenue or efficiency.
  • Prepare core documents: Recent accounts, bank statements, and key management info.
  • Show affordability: Forecast cash flow to evidence repayment headroom.
  • Organise commitments: List current facilities and renewal dates for clarity.
  • Respond fast to queries: Keep momentum for faster decisions.

Compare Your Options at a Glance


Unsecured Business Loans
  • No physical security required
  • Faster decisions
  • Ideal for working capital and short-term needs → See unsecured options

Secured Business Loans
  • Asset-backed for higher amounts
  • Longer terms available
  • Suits expansion and consolidation → See secured options

Same Day Business Loans
  • Rapid underwriting where available
  • Designed for urgent timelines
  • Requires clean, complete documentation → See same-day options

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Get a quote

Apply now

Apply Now for a Business Loan with The Funding Store

Accessing the right business loan should feel simple. At The Funding Store, we compare options from a large UK lending panel to help you manage cash flow, cover expenses, invest in growth, or purchase new equipment.

Complete our quick form and a dedicated account manager will match your needs to unsecured, secured, or same-day options.

Our process is straightforward: share a few details, receive tailored offers, and move to completion once you’re happy. Funding can be fast – same day is available with some lenders and products, subject to checks.

You’ll get clear terms and costs explained, with support at every step. Options available for most credit profiles.

Fill in the form to get started. We’ll outline your choices, explain timelines, and help secure funding that fits your business – quickly and confidently.

Frequently Asked Questions

At The Funding Store, we know that choosing the right finance option can feel overwhelming.
Any UK-registered business, whether a sole trader, partnership, or limited company, may apply. The amount and type of loan available will depend on your trading history, turnover, and circumstances.

Ease depends on turnover, credit profile, and documentation. Unsecured options can move quickly for eligible applicants, while secured options may suit larger amounts if you can provide acceptable security.

Some lenders offer same-day decisions and funding once checks and documents are complete. Timelines depend on loan type, amount, and underwriting requirements.
Not always. Unsecured business loans require no physical security but may cap amounts. Secured business loans use assets or property to support higher limits and longer terms.

Many lenders consider a wide range of credit profiles. Affordability, trading history, and application quality can help strengthen the case.

Whilst some lenders, and smaller value business loan applications, may require minimal or no documents. We would tell you to expect recent bank statements, filed accounts and management information, ID and address verification, and details of any existing borrowing. Your dedicated account manager will confirm the exact list.

Both exist. Many products offer fixed repayments for simple budgeting. Others vary by lender and market conditions. We present options clearly before you proceed.

Several lenders allow early settlement. Some charge an early repayment fee or calculate remaining interest differently. We outline these points up front.

Lenders may run soft, or hard, searches as part of underwriting. We aim to position your application correctly to minimise unnecessary checks.

Working capital, stock, equipment, hiring, refurbishment, expansion, and project mobilisation are common uses. Lenders like clear, commercially sound purposes related to the applying business.

It depends on amount, security, speed, and affordability. Compare unsecured , secured , and same-day structures to match your priorities.
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