Growth Guarantee Scheme 10 year loans
Growth Guarantee Scheme Loans Extended from 6 to 10 Years: What UK SMEs Need to Know The Growth Guarantee Scheme is undergoing one of its most important changes since launch: qualifying term loans and asset finance facilities will be able to run for up to 10 years, rather than the previous maximum of six years. […]
VAT’s the Problem: VAT Funding for UK Hospitality Businesses
VAT’s the Problem: How UK Hospitality Businesses Are Using VAT Funding to Protect Cash Flow For many hospitality businesses, VAT is not just a tax obligation. It is a cash-flow event. A strong trading month can still leave a business under pressure when the VAT payment falls due. Money may be tied up in wages, […]
Asset Finance vs Equipment Loans: What UK Businesses Should Know
If your business needs machinery, vehicles, technology, production equipment or specialist kit, the funding route you choose matters. Many UK business owners start with the same question: should I use asset finance or an equipment loan? At first glance, they can sound similar. Both can help you acquire business-critical assets without paying the full cost […]
How UK Businesses Are Funding Rising Labour and Energy Costs in 2026
Labour costs and energy prices are putting real pressure on UK businesses in 2026. Recent Office for National Statistics data shows labour costs were the most commonly reported reason trading businesses were considering raising prices in April 2026, cited by 29% of businesses, while 25% cited energy prices. For businesses with 10 or more employees, […]
Fast and Flexible Business Loans for UK Companies
For many UK companies, timing matters as much as cost. A growth opportunity can appear quickly. A supplier may need paying before customer receipts land. A new contract may need people, stock or equipment before the first invoice is raised. In each case, access to the right funding can help a business keep momentum without […]
The Rise in SME Loan Stacking: When Invoice Finance or Consolidation Loans Can Bring Clarity
“Loan stacking” is becoming a common pattern in UK SMEs. A business takes one facility to cover a short gap. Then adds another to keep momentum. Before long, there are multiple repayments leaving the account on different days, each with its own rules and renewal dates. The business can still be profitable. But cashflow becomes […]
Growth Guarantee Scheme: What the 31st March 2030 End Date Means
The Growth Guarantee Scheme (GGS) is a UK Government-backed guarantee programme delivered through the British Business Bank and a wide panel of accredited lenders. It is designed to support smaller UK businesses that are looking to invest, grow, or strengthen cashflow, where lenders may want additional comfort. The key date to know: the scheme is […]
Unsecured Business Loans in the UK – Fast, Flexible Funding without Physical Security
When you need working capital quickly-without tying property or equipment to the deal-unsecured business loans can be a smart, straightforward route. In this guide, we explain how unsecured loans work, where they fit, and how to prepare a strong application. You’ll also find direct links to compare options with The Funding Store so you can […]
Growth Capital or Working Capital? A Quick Decision Tree for UK SMEs
Choosing the wrong funding tool can cost more, slow decisions, and create cash-flow friction. This practical guide shows you how to pick the right finance for the right job – whether you’re covering short-term gaps or backing long-term growth. Along the way, you’ll find clear routes into our most popular options so you can compare […]
Invoice Finance Solutions to Keep Your Cash Flow Healthy
When customers pay on 30–90 day terms, strong sales can still leave you short of working capital. This problem–solution playbook shows how to use invoice finance practically-not just what it is-to smooth December/January peaks, fund growth, and protect day-to-day operations. New to the concept? Learn the fundamentals on our pillar page: Invoice Finance.Ready to compare […]
