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IT Hardware and Software Finance

Compare one of the largest lending panels in the UK with an application that takes minutes. Instant decisions and same day funding available.

Sourcing finance, supporting growth

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Borrow £10k - £10m
Funding requirement
Instant Quotes
Available on request
Compare 100 Lenders
Market leading lenders
Instant Decisions
Subject to lender, up to £250k
Same Day Funding
Subject to product, and lender
Dedicated Account Manager
One point of contact throughout

We can offer the following asset finance options

Secure the assets your business needs today while spreading the cost with flexible finance options.
Finance

Finance Lease

Access new equipment with ease and return it at the end.

troley

Hire purchase

Spread payments and own the asset once the term ends.

Operating Lease

Use tools short-term with flexible monthly payments.

Refinancing

Release cash from assets your business already owns.

Prefer to talk? Contact us today on 01908 880420

How it works

Accessing business finance doesn’t need to be complicated or time-consuming. We put you in front of multiple lenders to bring you fast, flexible solutions that meet your finance needs.

01

Apply in minutes

Submit basic information about your business and your requirements, you can do this either online or by calling us on 01908 880420.

02

Tailor your application

A member of our team will then speak with you to obtain further information relevant to your application, to help tailor it to your specific needs.
03

Review your offers

We will provide you with any conditional offers, that you be be approved for, and answer any further questions that you may have on them.
04

Get funded

Once you have accepted, and completed the paperwork of your preferred offer, funds can potentially be with you on the same day (subject to lender and product).

Prefer to talk? Contact us today on 01908 880420

Helping you find the right finance for your business

At The Funding Store we know our finance, and we know how important it is for small businesses to access the right finance, at the right time.

Put our team to the test. Contact us today, on 01908 880420, and let’s talk about your specific needs. We will then set about finding the right finance for your business, all without obligation of course.

Why Choose Asset Finance?

Asset finance is one of the smartest ways to invest in the tools, vehicles, and equipment your business needs without putting pressure on cash flow. Instead of paying upfront, you spread the cost over time while still benefiting from the asset straight away.

Why use The Funding Store?

If you need immediate access to finance our team will work to your brief, providing a same day decision, with finance in your account on the same day (subject to product and lender).

We have access to some of the UK’s leading finance providers, who can offer you some very competitive rates for your finance needs. Contact us to discuss your requirements.

We don’t use a scattergun approach, Understanding your finance needs allows us to approach the right lenders on our panel, which means you will not be hit by multiple credit searches.

We don’t charge for searching for your finance. We only earn if you choose a finance package that you are happy with, therefore our sole focus is finding finance that meets your needs.

We are happy to talk to everyone involved, including your accountant, IFA or solicitor to make sure we are all working together, or to request information, taking the hassle off your shoulders.

Transparency

No upfront broker fees

Sourcing finance

Access to over 100 market leading lenders

Supporting Growth

Funding for almost any purpose

We Build Relationships

We are continually reviewing funding providers to bring you choice, competitive rates and flexibility, allowing you to access the right finance, at the right time.

Dedicated Account Managers

Most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage, and after you have secured your finance.

Frequently Asked Questions

At The Funding Store, we know that choosing the right finance option can feel overwhelming.

Asset finance allows businesses to access the vehicles, equipment, or machinery they need without paying the full cost upfront. Instead, you spread the payments over time through options like finance lease, hire purchase, or refinancing.

It helps you maintain cash flow, avoid large upfront expenses, and upgrade to the latest equipment when needed. This way, you can invest in growth without draining working capital.
Almost any business-critical asset can be financed, including vehicles, machinery, IT equipment, office tools, and even existing assets through refinancing.
  • Finance Lease: You rent the asset, make fixed monthly payments, and can return, upgrade, or extend the lease at the end.

  • Hire Purchase: You spread payments and own the asset outright once the final installment is made.

In most cases, the asset being financed serves as security. That means you don’t always need to provide additional security.

Are you looking for IT Hardware and Software Finance?

Have you ever thought about spreading the cost of your IT Hardware or Software through a finance agreement?

With all the modern technology in business today, up to date IT Hardware and Software has become a critical element of everyday trading.

No matter what line of work you are in, you most likely utilise either IT Hardware or Software on a daily basis.

Up to date IT equipment may allow your business to stay one step ahead of your competition or help your business by accelerating growth through improved efficiency.

You might be thinking that you cannot afford the latest technology for your business, as it can seem too expensive to purchase outright.

This is where The Funding Store can help, we offer IT Finance and Leasing Options for both IT Hardware and Software purchases.

Finance lease

In its simplest form, leasing is a way of splitting a cost into manageable instalments.

Our IT leasing options are between 1-7 years and includes three elements to each rental payment: part of the asset cost, interest, and VAT.

This leasing option is typically seen to be a low cost, tax efficient way of acquiring assets that your business needs.

Leasing allows you to spread the cost of the asset over a set period, with easy to manage monthly rentals, whilst also spreading the cost of VAT paid with each payment and not upfront.

Benefits

  • Flexible payment options

  • Ease cashflow by spreading the cost

  • Spread the cost of VAT

  • Quicker access to the latest technology

  • Flexible end of term options

Hire purchase

Hire Purchase options allow you to own the asset at the end of your agreement term.

Typically, the full amount of VAT is repaid along with the first repayment, though some funders will allow you to defer the VAT element for up to 3 months.

The remaining fixed payments are repaid in a monthly, quarterly or on an annual basis.

Benefits

  • Ownership of the asset once final payment has been settled

  • Ease cashflow by spreading the cost over a fixed term

  • Fixed monthly / quarterly / annual payments

 

Impact on your businesses tax bill

As all leases are classed as a business expense, this means that the payments you make can be offset against your corporation tax bill. You can also claim back the VAT that you make on every payment.

With hire purchase agreements you can benefit from your annual investment allowance, interest payments could also be offset against tax.

Just some of the assets we can finance:

  • Telephone systems and mobile technology

  • Desktop Printers

  • LED Screens

  • We can consider hosted solutions

  • Software, including software licenses

  • ERP solutions are considered, subject to reseller and finance amount

  • Soft assets including installation, upgrades, maintenance (terms apply)

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Apply Now for IT Asset Finance with The Funding Store

Getting the right equipment, vehicles, or tools for your business shouldn’t be a challenge. At The Funding Store, we make it simple to apply for asset finance that gives you access to the resources you need—while spreading the cost over time. Whether you want to lease, purchase, or refinance assets, our tailored solutions are designed to fit your business needs.

Our process is quick and transparent. Just complete our short application form, and we’ll connect you with a wide panel of trusted lenders to secure the most competitive rates. Once approved, you could have the finance in place within 24–48 hours, allowing you to focus on growth without delay.

With no upfront fees, clear terms, and dedicated support from our expert team, we’re here to help you invest in your business confidently and sustainably.

Fill in the form today and discover how fast and simple it is to secure the asset finance your business deserves.

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