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Business Finance

Compare one of the largest lending panels in the UK with an application that takes minutes. Instant decisions and same day funding available.

Sourcing finance, supporting growth

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Borrow £10k - £10m
Funding requirement
Instant Quotes
Available on request
Compare 100 Lenders
Market leading lenders
Instant Decisions
Subject to lender, up to £250k
Same Day Funding
Subject to product, and lender
Dedicated Account Manager
One point of contact throughout

Business loans to support your unique business needs

Secure a business loan to give your business the financial flexibility to…

Improve cash flow

Pay your tax bills, or supplier payments smoothly-even during seasonal dips or while waiting on unpaid invoices.

25. Financial Growth

Scale for growth

Looking to hire staff, boost your marketing, or launch a new location? Whatever your goals, we’re here to help.

10. Pie Diagram

Upgrade your business

Upgrade equipment, develop your team, and invest in your business to boost productivity and drive efficiency.

Purchase stock or materials

Purchase stock, materials, or equipment to keep your projects on track and meet deadlines with confidence.

Prefer to talk? Contact us today on 01908 880420

How it works

Accessing business finance doesn’t need to be complicated or time-consuming. We put you in front of multiple lenders to bring you fast, flexible solutions that meet your finance needs.

01

Apply in minutes

Submit basic information about your business and your requirements, you can do this either online or by calling us on 01908 880420.

02

Tailor your application

A member of our team will then speak with you to obtain further information relevant to your application, to help tailor it to your specific needs.
03

Review your offers

We will provide you with any conditional offers, that you be be approved for, and answer any further questions that you may have on them.
04

Get funded

Once you have accepted, and completed the paperwork of your preferred offer, funds can potentially be with you on the same day (subject to lender and product).

Prefer to talk? Contact us today on 01908 880420

How Business Loans Can Help Your Growth

Business loans are more than just finance — they’re a tool to help your company move forward with confidence. Whether it’s managing day-to-day operations or seizing a big opportunity, funding can make the difference. What would you do with £250k right now?

Why Choose a Business Loan?

A business loan gives you the freedom to invest where your business needs it most. Common uses include:

Why use The Funding Store?

If you need immediate access to finance our team will work to your brief, providing a same day decision, with finance in your account on the same day (subject to product and lender).

We have access to some of the UK’s leading finance providers, who can offer you some very competitive rates for your finance needs. Contact us to discuss your requirements.

We don’t use a scattergun approach, Understanding your finance needs allows us to approach the right lenders on our panel, which means you will not be hit by multiple credit searches.

We don’t charge for searching for your finance. We only earn if you choose a finance package that you are happy with, therefore our sole focus is finding finance that meets your needs.

We are happy to talk to everyone involved, including your accountant, IFA or solicitor to make sure we are all working together, or to request information, taking the hassle off your shoulders.

Transparency

No upfront broker fees

Sourcing finance

Access to over 100 market leading lenders

Supporting Growth

Funding for almost any purpose

We Build Relationships

We are continually reviewing funding providers to bring you choice, competitive rates and flexibility, allowing you to access the right finance, at the right time.

Dedicated Account Managers

Most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage, and after you have secured your finance.

Business Finance for UK SMEs

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Business Finance in the UK — Flexible Funding to Power Your Next Move

Keep growth on track with business finance that fits how you trade. The Funding Store arranges tailored funding across the UK, matching your goals with competitive options from a large lender panel. Whether you need working capital, equipment, or a revolving line, we’ll line up structures that support cash flow, timelines, and expansion plans.

Why Choose The Funding Store for Business Loans?

  • Large lending panel: Access a broad range of UK lenders, from mainstream to specialist.
  • Same-day options available: Move quickly when timing matters (subject to lender and product).
  • Most credit profiles considered: Options for established firms and growing businesses alike.
  • Dedicated account manager: A single point of contact to keep everything on track.
  • Transparent process: Clear documents, timelines, and next steps from enquiry to payout.

Why choose The Funding Store for business finance?

  • Large UK lender panel: Access mainstream and specialist funders in one place.
  • Fast turnaround where available: Digital applications and streamlined checks.
  • Most credit profiles considered: Options for established firms and ambitious growers.
  • Dedicated account manager: A single point of contact from enquiry to payout.
  • Clear, transparent process: Straightforward documents, timelines, and next steps.

What is business finance?

Business finance refers to funding solutions that help companies manage cash flow, invest in assets, and scale operations. Facilities range from lump-sum loans to revolving credit, invoice-backed funding, equipment finance, and more. The right structure depends on your purpose, repayment profile, and the assets or invoices you can leverage.

Business finance options we arrange

Business Loans

A lump sum repaid over a fixed term-suitable for projects, stock, marketing, or consolidation. Explore:

Asset Finance & Asset Refinance

Fund equipment, vehicles, and machinery with structured payments, or release equity from assets you already own:

Invoice-Backed Funding

Convert invoices into working capital so you’re not waiting 30–90 days to be paid:

Flexible & Card-Linked Options

Who business finance suits

  • Growing firms ramping up orders, headcount, or locations
  • Seasonal businesses smoothing peaks and troughs
  • Contract-led companies with upfront costs before payment
  • Equipment-heavy operations needing reliable kit without large upfront outlay
  • Firms consolidating borrowing into clearer, predictable structures

How our process works (step by step)

  1. Understand the goal
    Tell us the amount, purpose, timeline, and preferred term or structure.
  2. Scan the market
    We approach suitable lenders across our panel for appetite, structure, and indicative terms.
  3. Present clear options
    You receive a short-list covering amounts, terms, estimated repayments, and key features.
  4. Documents & checks
    We coordinate paperwork, lender questions, and any valuations or verifications.
  5. Payout & follow-up
    Once approved and completed, funds are released. We remain available for future needs.

What lenders commonly consider

  • Time trading and recent financial performance
  • Bank statements and cash-flow profile
  • Existing commitments and repayment headroom
  • Purpose of funds and timelines
  • Security position (for secured facilities)
  • Debtor quality and ledger performance (for invoice-backed)
  • Asset details for equipment funding (age, condition, supplier)


Your dedicated account manager will explain exactly what to provide and help package the application cleanly to reduce back-and-forth.

Benefits of arranging business finance through a broker

  • Wider choice in one place: A single lender can only offer their products; we compare a larger market.
  • Structure matched to cash flow: Choose between loans, revolving lines, invoice-backed funding, or asset-linked solutions.
  • Time saved: We coordinate lender conversations, formats, and requirements.
  • Clarity and momentum: You get clear comparisons and a named contact who keeps the process moving.
We do not publish definitive rates. Availability and terms depend on lender criteria, credit profile, documentation, asset/invoice quality (where relevant), and the structure you choose.

Use cases (real-world scenarios)

  • Working capital: Buy stock, cover payroll, and bridge supplier terms.
  • Growth & expansion: New hires, marketing, product launches, multi-site rollouts.
  • Equipment & vehicles: Fund new kit or unlock cash from owned assets.
  • Project mobilisation: Upfront costs before staged or milestone payments.
  • Refurbishment & fit-out: Improve efficiency and customer experience.
  • Tax timing: Spread the impact of larger liabilities without halting daily operations.

Business finance vs other funding routes

How to strengthen your application

  • Be clear on purpose and timing—how funding supports revenue or efficiency
  • Prepare recent accounts, bank statements, and any management information
  • Evidence affordability with a simple cash-flow forecast
  • List current facilities and renewal dates for a complete picture
  • Respond promptly to queries to keep momentum

Ready to compare business finance options?

Share your goal, timeline and key figures. Your account manager will scan our lender panel, present clear choices, and coordinate documents to keep everything moving to payout.

We do not publish definitive rates. Availability and terms depend on lender criteria, credit profile, documentation, asset/invoice quality (where relevant), and the structure you choose.

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Apply now

Apply Now for Business Finance with The Funding Store

Getting the right funding shouldn’t be hard. At The Funding Store, we make it easy to apply for a business loan that supports cash flow, covers day-to-day costs, fuels growth, or pays for new equipment.

Complete our quick online form and we’ll search a wide UK lender panel to find competitive options tailored to your needs.

The journey is simple-share your details, review personalised offers, and once approved you could receive funds the same day (subject to lender and product).

With no upfront charges, clear terms, and a dedicated account manager guiding each step, we keep everything moving.

Start your application today and see how fast we can secure the funding your business needs.

Frequently Asked Questions

At The Funding Store, we know that choosing the right finance option can feel overwhelming.

We arrange business loans (unsecured and secured), same-day facilities where available, asset finance, asset refinance, invoice finance (factoring or discounting), revolving credit, and merchant cash advance

Timelines vary by product and documentation. Simple loans and renewals can move quickly once checks are complete; invoice and asset-backed lines may require additional verification. We’ll indicate realistic timelines when we present options.

Unsecured loans usually rely on trading performance and may require guarantees. Secured loans and asset finance use property or equipment as security. We’ll outline options that suit your risk and repayment preferences.

Some lenders consider newer businesses where the case supports affordability and experience. If a term loan isn’t a fit, we may explore invoice finance, asset-backed options, or a revolving line.

Typically: recent bank statements, accounts/MI, existing commitments, and-for asset or invoice facilities-asset details or aged debtors and PODs. Your account manager will list exactly what’s needed.

Amounts depend on turnover, profit, affordability, security (if applicable), and product type. We’ll present options that align with your cash flow and plans.

Costs vary by structure, term, risk, and usage. We present side-by-side comparisons so you can weigh flexibility against total cost. We do not publish definitive rates.

Some lenders request guarantees depending on company profile, amount, and structure. We flag requirements early so there are no surprises.

Yes. Options include asset refinance, consolidation via an unsecured or secured loan, or moving to a revolving or invoice facility that better matches cash timing.

Many facilities allow top-ups or limit increases subject to performance. We can also layer complementary products-e.g., a loan alongside invoice finance-to match evolving needs.

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