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Revolving Credit Facility

Compare one of the largest lending panels in the UK with an application that takes minutes. Instant decisions and same day funding available.

Sourcing finance, supporting growth

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Borrow £10k - £10m
Funding requirement
Instant Quotes
Available on request
Compare 100 Lenders
Market leading lenders
Instant Decisions
Subject to lender, up to £250k
Same Day Funding
Subject to product, and lender
Dedicated Account Manager
One point of contact throughout

Revolving Credit Facilities to Keep Your Business Moving

With a Revolving Credit Facility from The Funding Store, you can access flexible funding whenever your business needs it. Draw funds, repay, and reuse — giving you total control over your cash flow.

Improve cash flow

Smooth out seasonal dips or late customer payments by accessing funds exactly when you need them.

25. Financial Growth

Scale for growth

Invest in staff, marketing campaigns, or new opportunities with a credit line that grows with your business.

10. Pie Diagram

Upgrade your business

Cover training, equipment upgrades, or technology improvements without draining your cash reserves.

Purchase stock or materials

Pay suppliers, bills, or urgent costs on time with instant access to working capital.

Prefer to talk? Contact us today on 01908 880420

Our products

At The Funding Store, our Revolving Credit Facilities are designed to give your business flexibility, control, and peace of mind. Whether you need to cover short-term expenses or invest in long-term growth, our solutions adapt to your needs.

Revolving Credit Facility

A Revolving Credit Facility works like a flexible credit line — draw funds when you need them, repay, and use again. You only pay interest on the amount you use, making it one of the most cost-effective ways to manage cash flow. Perfect for covering seasonal dips, urgent expenses, or seizing time-sensitive opportunities without taking on unnecessary debt.

Flexible Working Capital

Unlike traditional loans, revolving credit gives you ongoing access to funds without repeated applications. It’s a safety net for your business, ensuring you’re always prepared for unexpected costs, supplier payments, or sudden growth opportunities. With flexible terms and fast access, you stay in control of your finances at all times.

How it works

Accessing business finance doesn’t need to be complicated or time-consuming. We put you in front of multiple lenders to bring you fast, flexible solutions that meet your finance needs.

01

Apply in minutes

Submit basic information about your business and your requirements, you can do this either online or by calling us on 01908 880420.

02

Tailor your application

A member of our team will then speak with you to obtain further information relevant to your application, to help tailor it to your specific needs.
03

Review your offers

We will provide you with any conditional offers, that you be be approved for, and answer any further questions that you may have on them.
04

Get funded

Once you have accepted, and completed the paperwork of your preferred offer, funds can potentially be with you on the same day (subject to lender and product).

Prefer to talk? Contact us today on 01908 880420

Helping You Stay Flexible with the Right Finance

At The Funding Store, we know how vital flexibility is for businesses that face changing demands and opportunities. Our Revolving Credit Facilities are designed to give you access to funds exactly when you need them, so your cash flow never holds you back.

Our team takes the time to understand your business needs and create a solution that works for you — whether it’s covering short-term expenses or fueling long-term growth.

Why Choose a Revolving Credit Facility?

A Revolving Credit Facility gives your business flexible, on-demand access to funding. Unlike a traditional loan, you can draw, repay, and reuse funds whenever you need them — making it one of the most versatile finance solutions available. Common uses include:

Why use The Funding Store?

If you need immediate access to finance our team will work to your brief, providing a same day decision, with finance in your account on the same day (subject to product and lender).

We have access to some of the UK’s leading finance providers, who can offer you some very competitive rates for your finance needs. Contact us to discuss your requirements.

We don’t use a scattergun approach, Understanding your finance needs allows us to approach the right lenders on our panel, which means you will not be hit by multiple credit searches.

We don’t charge for searching for your finance. We only earn if you choose a finance package that you are happy with, therefore our sole focus is finding finance that meets your needs.

We are happy to talk to everyone involved, including your accountant, IFA or solicitor to make sure we are all working together, or to request information, taking the hassle off your shoulders.

Transparency

No upfront broker fees

Sourcing finance

Access to over 100 market leading lenders

Supporting Growth

Funding for almost any purpose

We Build Relationships

We are continually reviewing funding providers to bring you choice, competitive rates and flexibility, allowing you to access the right finance, at the right time.

Dedicated Account Managers

Most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage, and after you have secured your finance.

Frequently Asked Questions

At The Funding Store, we know that choosing the right finance option can feel overwhelming.
A Revolving Credit Facility is a flexible funding solution that gives your business access to an agreed credit limit. You can withdraw funds when needed, repay, and use them again — similar to a business overdraft, but with more control and flexibility.
Once approved, you can draw money up to your credit limit whenever you need it. As you repay, the funds become available again, meaning you don’t need to reapply each time. You only pay interest on the amount you use, not the full facility.
It’s commonly used to manage cash flow, cover seasonal dips, pay suppliers, or handle unexpected expenses. Many businesses also use it to take advantage of short-term opportunities without taking on long-term debt.
A traditional loan gives you a fixed amount upfront, which you repay over time with interest. A Revolving Credit Facility, on the other hand, is more flexible — you can withdraw and repay funds whenever you choose, and reuse the facility multiple times.
If your business has ongoing expenses, fluctuating cash flow, or occasional short-term funding needs, a Revolving Credit Facility could be ideal. It provides quick access to funds while keeping your costs under control.

Are you looking for Revolving Credit Facility

Looking for a revolving credit facility?

The Funding Store work with a select few niche funders who offer revolving credit facilities.

Similar to business overdrafts, you can drawdown your funds from the revolving credit facility as you require, with interest only being charged on the funds that you drawdown.

These agreements are initially offered on a 12-month rolling revolving credit facility and are not fixed term business loans.

All revolving credit facilities through our select panel of funders can be extended or increased if your businesses financial circumstance qualifies.

Revolving credit facilities are very flexible and excellent for short term cashflow issues, stock purchases and businesses that are expanding.

Whilst they do tend to come with a higher interest rate than a typical high street bank overdraft facility, they can be cheaper if used correctly.

Another advantage is that you could be approved within hours and have funds available to drawdown within 24 hours, and on occasions on the same day as approval.

Do I need security for a revolving credit facility?

In short, no. Our funders will not require security tied to any assets for their revolving credit facilities. Once your business has been approved, you will be able to use the revolving credit facility for the agreed term.

What do I need to apply for a revolving credit facility?

Depending on the loan amount and the age of your business, our funders will typically require:

  • No financials and instant decisions on applications of £25,000 or less (lender dependent)

  • 6 months bank statements

  • Last 4 quarterly VAT returns (depending on amount applied for)

  • Last set of full filed accounts

  • Most recent P&L and Balance Sheet (if available)

 

Why not contact your Revolving Credit Facility specialists today?

The Funding Store have a team of account managers who are happy to discuss your options with you.

No matter what route you take our team has relationships with a wide panel of reputable lenders offering various business funding solutions.

We can help source the finance that meets your business’s needs.

Contact us today, on 01908 880420, to discuss the finance you need or apply for a instant quote, without obligation in minutes.

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Get a quote

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Apply Now for a Revolving Credit Facility

Keep your business financially flexible with a Revolving Credit Facility. At The Funding Store, we make it easy to access a credit line that you can draw from whenever you need — giving you the confidence to manage cash flow, cover expenses, and seize new opportunities.

Applying is simple. Just complete our quick online form, and we’ll connect you with lenders offering flexible credit limits and competitive rates tailored to your business. Use the facility as and when required, and only pay interest on the funds you actually use.

Our process is straightforward — apply online, review tailored offers, and once approved, your credit line will be ready to support your business whenever you need it. With transparent terms and expert support, you’ll always have working capital within reach.

Apply today and enjoy flexible funding that grows with your business.

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